IndusInd Bank Legend Credit Card: All That You Need to Know

August 1, 2024

The Legend Credit Card is one of the premium offerings available in the IndusInd Bank catalogue. With its exclusive rewards structure, this feature-rich credit card caters to your finer lifestyle needs. Before you get this IndusInd Bank credit card, review all aspects, including the potential savings, rewards, and associated charges.

Benefits of the IndusInd Bank Legend Credit Card

Packed with premium features, this card comes with travel perks, lifestyle privileges, and a rewarding loyalty program.

Check out the characteristics and advantages of using this card below:

Features and Benefits	Particulars
Welcome Benefits	Get a Luxe Gift Card to enjoy access to more than 30 global luxury and premium brands across 30 cities in India Enjoy discounts from multiple brands like Amazon, Zee5, Apollo Pharmacy, Ola, etc. Get discount vouchers for brands like Bata, Raymond, Hush Puppies, Pantaloons, and more
Lifestyle Benefits	Get one movie ticket by buying the first one from BookMyShow, with a maximum discount of up to ₹200 You can get up to 3 free tickets in a month
Travel Perks	Enjoy a complimentary stay at Oberoi Hotels as part of the welcome benefit You can maximise your savings on international usage, courtesy of its low foreign currency mark-up of 1.8% Get access to over 600 airport lounges globally with the complimentary Priority Pass Enjoy insurance coverage of up to ₹1 Lakh and ₹50,000 for lost baggage and passport, respectively
Concierge Services	Get assistance with flight bookings, hotel reservations, and any other support You can also use their services for a special gift or if you want to send someone flowers
Fuel Surcharge Waiver	Enjoy a waiver on fuel surcharge of up to 1% at fuel stations across the country
Auto Assistance	Request for towing assistance or roadside repair in case of vehicle breakdown It also provides accident management and medical assistance You can get a delivery of up to 5 litres of fuel if you run out in the middle of nowhere This facility will help you get a mechanic to come repair a flat tyre Arrange to have a locksmith assist you if you have lost your car keys

Disclaimer: The above information is subject to changes or revisions at the bank’s discretion.

Eligibility and Document Requirements for IndusInd Bank Legend Credit Card

Before you apply, ensure that you meet the requirements for this IndusInd Bank credit card.

Here are the eligibility criteria that you must qualify:

- Citizenship: You must be a citizen of India

Age: You must be between 18 and 65 years of age

Employment Status: You must be self-employed or earn a salary to show a stable income

Credit Score: You must have a high credit score

Income: Your monthly income must be at least ₹20,000

You can apply for the IndusInd Bank Legend Credit Card online. This means, you don’t have to physically furnish paperwork.

Here are the basic documents that you need to submit:

PAN card and Aadhaar card as proof of identity and address
If you don’t reside currently at the address mentioned in your Aadhaar Card, you need to provide another document as residence proof

Rewards Structure of the IndusInd Bank Legend Credit Card

Apart from the benefits listed above, you can also earn reward points on various transactions, which include:

Shopping
Movie ticket bookings
Bill payments

Here are the details of the rewards you could earn:

On every transaction of ₹100 made between Monday and Friday, you can earn 1 reward point
You can get 2 reward points every time you spend ₹100 on weekends, i.e., Saturday and Sunday

How to Redeem Reward Points on IndusInd Bank Legend Credit Card

Each reward point you earn on this lifetime-free credit card is approximately worth ₹0.75 in cash value. However, you can redeem in various other ways as well, such as:

IndusMoments

You can visit the IndusInd Bank’s ‘IndusMoments’ portal to redeem your credit card reward points for a selection of products and gift vouchers.

Here are some steps you may have to follow to redeem your points from this portal:

Browse through the catalogue available on the portal
Add the product or gift voucher you wish to purchase
Proceed to checkout to buy them with your points

Pay With Rewards

Using this system, you can pay the complete statement bill using the accumulated points. You can also use your credit card rewards to pay at specific merchants as well.

To enjoy this facility, follow the process given below:

Select the product or service that you wish to buy at the merchant store online
During checkout, select the ‘Pay with Rewards’ option to get redirected to the merchant’s dedicated points page
You will be able to view the points needed for redemption on the new page

Airline Miles on InterMiles

If you are a member of InterMiles, you can also redeem your credit card points for air miles. Here are the things you need to know:

For every 100 reward points, you can earn 100 InterMiles, which you can use for discounts on airfare
Note that you need a minimum of 500 reward points to convert them into air miles

Airline Miles on Vistara

You can also exchange your reward points for Club Vistara points. Here are the details you need to know:

You can convert every 100 reward points from your IndusInd Bank Legend Credit Card into 50 Club Vistara points
You can use these points to book Vistara flights at discounted rates

Cash Credit

You can also convert your reward points into cash. The value of 1 reward point is equal to ₹0.75 in cash. So, if you have accumulated 10,000 reward points, you could get ₹7,500 by converting it into cash.

If you don’t want to settle for a basic credit card experience, the IndusInd Bank Legend Credit Card could be a good choice. It grants easy access to a suite of lifestyle privileges and elevates experiences. Its customised travel perks and concierge services redefine convenience and ensure that you enjoy the utmost satisfaction.